Batch payments
Submit multiple payment instructions from your own business systems and retrieve individual results, reducing repetitive data entry and manual steps.
Bring Cross-Border Payments into Your Business Systems
Integrate cross-border collections, payments, and reconciliation into your business systems with the Fincone API. Reduce repetitive work and keep payment workflows in step with your business.
create-card.js// Initialize the Fincone SDK
const fincone = require('fincone-node')('sk_live_12345');
// Issue a corporate virtual card
const card = await fincone.cards.create({
type: 'virtual',
currency: 'USD',
spending_controls: {
spending_limits: [{ amount: 500000, interval: 'monthly' }],
allowed_categories: ['software', 'travel']
},
cardholder: {
name: 'Jane Doe',
email: 'jane@example.com',
billing: {
address: {
line1: '123 Tech Blvd',
city: 'San Francisco',
console.log(card.id); // card_789xyz
Your systems → Fincone API → Payment servicesLess manual work, More efficient payments
Connect payment submission, status tracking and reconciliation to your everyday workflows, saving your team time.
Less platform switching
Use the API to handle supported cross-border collections, payments, card creation and card operations in your own business systems, without logging in to the VCC platform for these tasks.
Status updates
Sync transaction progress to your own business systems to reduce manual checks and help teams identify and handle exceptions promptly.
Simpler reconciliation
Sync transaction and fund details to your own business systems and link them to business records, reducing manual downloads, data preparation and reconciliation.
Connect every payment to its business purpose
Use the API to bring cross-border collections, payments, card creation and supported card operations into your own business systems. Connect them with order, project and settlement workflows to reduce duplicate data entry and platform switching.
Cross-border e-commerceConnect sales receipts and purchasing
Sync store receipts to your systems, initiate payments around purchasing and fulfillment schedules, and link transaction records to track income and spending.
SaaS & software businessesLink payments and card use to projects
Initiate supplier and service provider payments, request virtual cards and perform supported card operations from your own business systems. Link related records to teams or projects to track operating expenses.
Reconciliation & PaymentsConnect reconciliation and payments in one workflow
Use the API to retrieve transaction records, incoming payment details, fees, and payment statuses. Reconcile this information in your ERP or finance system, then initiate payments based on the verified results and sync the outcome—reducing manual checks and duplicate data entry.
B2B tradeLink trade payments to orders
Link trade orders with collection and payment information in your own business systems. Initiate supplier payments and track transaction progress to keep business and finance teams informed.
The cross-border payment tools your business needs
Connect the collection, payment, card creation, card operation, query and reconciliation capabilities your business needs, and manage these tasks in your own business systems.
Cross-border collections
Connect to cross-border collection services through the API and sync collection and incoming payment details to your own business systems for order and receipt reconciliation.
Business Payments
Initiate individual or batch payments from your own business systems for purchases, service provider payments and partner settlements.
Card creation & operations
Request virtual cards and perform supported card operations from your own business systems. Retrieve the results to connect these tasks with your existing card workflows.
Transaction status
Track transaction progress and receive status notifications in your own business systems, including processing, success and failure updates, to support follow-up and exception handling.
Reconciliation data
Retrieve transaction records, amounts, currencies and arrival times. Sync these details to your own business systems and link them to business records to support automated reconciliation.
Account balances
Check platform account balances across currencies from your own business systems to plan upcoming payments.
Payments that fit your workflows
Connect your ERP, finance tools or in-house platform to payment services through API, linking business instructions with payment results across orders, funds and reconciliation.
Your business systems
ERPFinance systemsIn-house platformsAPI requests
Fincone API
Connecting your systems
to payment services
Service calls
Payment services
Collections & paymentsExchange rates & feesAccount balancesTransactions & reconciliation
Data syncIncoming payment details / Status notifications / Reconciliation data01
Work within your own business systems
Bring collections, payments, card creation, supported card operations and fund queries into your own business systems, so teams can complete integrated tasks within their everyday workflows without logging in to the VCC platform.
02
Follow your business rules
Let your own business systems call the API based on orders, settlement schedules and internal approvals, keeping payment and card workflows aligned with your operations.
03
Connect business and finance data
Sync transaction details, fund information and card operation records to your own business systems. Link them to orders, projects or partner records for easier business tracking and financial reconciliation.