01
Configure Roles and Permissions
Select an available role and configure functional permissions and data scope as needed.
Account Management
Manage Business and Member Accounts in One Place
Manage member accounts, roles, permissions, and related business data through your business account. Members can use supported card, receiving, and payment services within their assigned access.
Business & Member Accounts
A business account is the company’s shared management entry. A member account is an employee’s login and business account for working on the platform. Business account administrators can manage members, roles, permissions, and related business records within their authorized scope.
Business Account
The shared management entry for the business
Account Administrator
Team management
Manage member accounts and profiles, reset passwords, and handle renewals.
Roles and permissions
Assign roles based on responsibilities, with separate controls for data access and permitted actions.
Account overview
View balances, statuses, and activity across company and member accounts in one place.
Cards and transactions
Manage cards and transactions centrally. Trace each card to the member account that created it.
Account administrators create member accounts and assign permissions.
Member Account A
Individual login
Role-based access
Member Account B
Individual login
Role-based access
Member Account C
Individual login
Role-based access
Team access under your business account
Members sign in individually and work within the role and data scope assigned under the business account.
Individual sign-in
Sign in with your own phone number or email address and password.
Shared account benefits
Use the business account’s verification details and plan benefits, with no separate verification or plan purchase.
Access by role
Member accounts do not have separate wallets; their spending is funded by the company account’s wallet.
Member accounts do not have separate wallets; their spending is funded by the company account’s wallet.
Funds, Cards & Transactions
The business account provides a shared business management entry. Wallet, funding account, card, and transaction facts are owned by the relevant product and funds systems. Member accounts view and perform related actions within their assigned access.
Member AccountFINCONE
**** **** **** 2341
Jane DoeAuthorized User
Related Transactions
ScenarioTransaction amountStatus
Subscribe+671,134.14reverse
Air travel-341,342.67complete
•••
Member AccountFINCONE
**** **** **** 2142
WilliamsAuthorized User
Related Transactions
ScenarioTransaction amountStatus
SaaS Companies-31,342.34complete
Advertising-341,342.67pending
•••
Member AccountFINCONE
**** **** **** 3782
SmithAuthorized User
Related Transactions
ScenarioTransaction amountStatus
Subscribe+671,134.14reverse
Air travel-341,342.67complete
•••
Roles & Permissions
Configure Roles & Permissions by Responsibility
Roles and permissions determine which features members can use and which business data they can view within their authorized data scope.
Member Account → Member Permission
| Role examples | Data access | Actions |
|---|---|---|
 OperationsDay-to-day card management | Cards
Transaction details
|
|
 ProcurementCards created by the member | Member card activity
|
|
 Incoming paymentsReceiving accounts and records | Receiving accounts
Incoming payments
|
|
 Outgoing paymentsRecipients and payment records | Recipients
Payments
|
|
 FinanceFunds and financial review | Wallet
Business records
|
|
 Read-onlyData within the assigned scope | Business data
| Read-only access. No action permissions. |
Access
Business account administrators configure assignable roles, functional permissions, and data scopes. A member’s access depends on the current business and organization scope, role assignments, data scopes, and business rules.
Funds & Transaction Records
Funds & Transaction Records
Add funds through the relevant business product, then view or export related transaction records within your assigned access for daily management and financial review.
Add funds through the relevant product
Members do not need a separate funding action merely because they sign in with individual accounts. Funding arrangements depend on the relevant product.
Export transaction details
Export transaction details where the role and product permit it, for financial review and record keeping.
Transaction Details
Download ↓| Transaction scenario | Currency | Authorized amount | Transaction amount | Status |
|---|---|---|---|---|
 |  USD | 671134.14 | + 671134.14 | reverse |
 |  GBP | 753124.86 | -31132.14 | pending |
 |  EUR | 53224.12 | -53224.12 | complete |
Role-based access · Linked card details · Transaction exportsSet Up Team Access in Three Steps
Business account administrators can add members directly, select available roles, and configure permissions. After completing initial sign-in security setup, members use supported business features within their assigned access.
02
Create a Member Account
Enter the member’s details, establish the member account and employee relationship, and submit the initial role assignment.
03
Member Sign-In and Security Setup
Members sign in with their own credentials and complete the required initial security setup. They can then view information and perform business actions within their role and data scope.
FAQ
Sub-accounts inherit the main account’s verification status and plan benefits, so no separate identity verification or plan purchase is required. Sub-accounts beyond the free allowance incur the applicable activation or renewal fee.
No. Sub-accounts do not have independent wallets. Their spending is funded through the main account wallet, so the main account can be topped up centrally.
Yes. Main account administrators can reassign a sub-account to a different role or update the role’s permissions, including data access and permitted actions.