Security & Compliance

Fincone Inc. ("Fincone", "we", "our", or "us") respects your privacy and is committed to handling personal data responsibly.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal data when you visit the Fincone website (the "Website"), submit a business inquiry, subscribe to communications, or otherwise interact with us through the Website.

Fincone is responsible for the collection, use, and other processing of personal data as described in this Privacy Policy.

This Privacy Policy applies to personal data collected through the Website and related communications with Fincone.

This Privacy Policy does not cover personal data processed for account applications, identity verification, Fincone accounts and services, or employment arrangements where separate privacy notices or data processing terms apply. It also does not apply to third-party websites, platforms, or services that operate under their own privacy policies. For privacy information about Fincone accounts and services, see the Privacy Policy available within our account and service terms.

Information You Provide

We may collect personal data that you provide when you complete a form, subscribe to communications, or contact us, including:

• your name;
• company name;
• business email address;
• phone number, where provided;
• industry information, where provided;
• communication and subscription preferences;
• information included in messages or other communications you send to us.

Required fields are identified on the relevant form. If you do not provide required information, we may be unable to process or respond to your request. Optional fields may be left blank.

Please do not submit passwords, government identification numbers, payment card details, bank account information, or other sensitive personal data through general inquiry forms on the Website. If such information is required for an account application or a service, provide it only through the secure channel designated for that purpose.

Information Collected Automatically

When you visit the Website, we and our service providers may automatically collect limited technical and usage information, including:

• IP address;
• browser and device type;
• operating system and language settings;
• pages viewed and interactions with Website features;
• referring and exit pages;
• date and time of access, and approximate location derived from an IP address; and
• identifiers associated with cookies and similar technologies.

We may combine this information with other information where permitted by applicable law.

We may use personal data to:

• review, manage, and respond to business inquiries;
• understand your business needs and discuss relevant Fincone products and services;
• provide requested information, proposals, and service-related communications;
• manage prospective and existing business relationships;
• send newsletters or marketing communications where permitted and where any required consent has been obtained;
• operate, maintain, troubleshoot, secure, and improve the Website;
• understand Website traffic, usage, and content performance;
• detect and prevent misuse, fraud, and security incidents;
• maintain business and compliance records;
• establish, exercise, or defend legal rights;
• comply with legal, regulatory, and contractual obligations.

We will not use personal data for a new purpose unrelated to the purposes described above unless the use is permitted by law or we obtain consent where required.

The Website may use cookies, pixels, tags, local storage, and similar technologies for:

• essential Website operation and security;
• remembering preferences;
• measuring Website traffic and performance;
• understanding how visitors interact with Website content.

Where required by applicable law, we will ask you to indicate your cookie preferences before using non-essential cookies. You can also manage cookies through your browser settings and, where available, our cookie preference controls. Blocking certain cookies may affect Website functionality.

If we introduce advertising or cross-site tracking technologies, we will update this Privacy Policy and provide any notice or choice required by applicable law.

We may use your name, company information, email address, phone number, interests, or communication preferences to send information about Fincone's services, insights, events, or updates only where permitted by applicable law and after obtaining any consent required by law.

You may opt out of marketing communications at any time by following the unsubscribe instructions in the communication or by emailing support@fincone.com. Opting out of marketing communications will not prevent us from sending communications necessary to respond to an inquiry or manage an existing business relationship.

We will not provide personal data to another organization for that organization's own direct marketing without your consent where consent is required.

Where reasonably necessary for the purposes described in this Privacy Policy, we may disclose personal data to:

• website hosting, cloud storage, email, customer relationship management, analytics, security, and other technology service providers;
• contractors and business service providers supporting our operations;
• professional advisers, including legal, accounting, audit, tax, and insurance advisers;
• government authorities, regulators, courts, law enforcement agencies, or other parties where required by law or necessary to protect legal rights;
• a buyer, investor, successor, or adviser in connection with a proposed or completed merger, acquisition, financing, reorganization, or transfer of all or part of our business.

We do not sell personal data. Service providers are authorized to process personal data only for the relevant services they provide to us and are expected to protect it appropriately.

Fincone Inc. is a U.S. company. Personal data may be processed or stored in jurisdictions outside your place of residence. The data protection laws in those jurisdictions may differ from those in your place of residence.

When personal data is transferred internationally, we take reasonably practicable steps to require appropriate protection through contractual, organizational, and technical measures, as applicable.

We retain personal data only for as long as reasonably necessary for the purposes for which it was collected, including responding to inquiries, managing business relationships, maintaining records, resolving disputes, enforcing agreements, and meeting legal or regulatory obligations.

Retention periods may vary depending on the type of data, the nature of our relationship with you, and applicable legal requirements. When personal data is no longer required, we take reasonably practicable steps to delete it or anonymize it securely.

We use reasonably practicable technical, organizational, and administrative measures designed to protect personal data against unauthorized or accidental access, processing, erasure, loss, use, alteration, or disclosure.

No method of transmission or storage is completely secure. Accordingly, we cannot guarantee absolute security. If you believe that personal data you provided to us may have been compromised, please contact us promptly.

Subject to applicable law, you may have the right to:

• request access to personal data we hold about you;
• request correction of inaccurate or incomplete personal data;
• withdraw consent where processing is based on consent;
• object to or opt out of direct marketing;
• request deletion of personal data, restriction of processing, or other action where provided by applicable law.

To make a request, email support@fincone.com. We may need to verify your identity and authority before processing a request. Where permitted by law, we may charge a reasonable fee for an access request.

The Website may contain links to third-party platforms, social media services, business partners, or other third-party websites and services. Those third parties are independent of Fincone and operate under their own privacy policies.

We are not responsible for third-party privacy or security practices. We encourage you to review the relevant policy before providing personal data to a third party.

The Website and our services are intended for business and professional users and are not directed to children. We do not knowingly collect personal data from children. If you believe a child has provided personal data to us, please contact us so that we can take appropriate action.

We may update this Privacy Policy to reflect changes in our practices, technologies, services, or legal obligations. The updated version will be posted on this page with a revised "Last Updated" date.

Where appropriate, we may provide additional notice of material changes through the Website or by other reasonable means.

For questions about this Privacy Policy or our privacy practices, or to make a request relating to personal data, please contact:

Fincone Inc.
Email: support@fincone.com

These Terms of Service (the "Terms") govern your access to and use of the Fincone website (the "Website"), which is operated by Fincone Inc. ("Fincone", "we", "our", or "us").

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not access or use the Website.

If you use the Website on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms. In that case, "you" includes both you and the organization.

The Website provides general information about Fincone and our products and services, as well as ways to contact us. The content on the Website is provided for general informational purposes only.

Nothing on the Website constitutes a binding offer, a guarantee of service availability or results, professional advice, or a commitment to enter into a business relationship.

Fincone accounts and services are subject to separate agreements, including the Platform Agreement and any applicable supplemental agreements. These Terms govern use of the Website and do not replace those agreements. If these Terms conflict with a signed service agreement, the signed service agreement will prevail with respect to those services.

You must be at least 18 years old and legally capable of entering into a binding agreement to use the Website. The Website is intended primarily for business and professional users. Eligibility to open a Fincone account or use related services is governed by the applicable account and service terms.

Subject to these Terms, Fincone permits you to access and use the Website for lawful business and informational purposes on a limited, non-exclusive, non-transferable, and revocable basis.

You must not:

• use the Website in violation of any applicable law or regulation;
• interfere with the operation, security, or availability of the Website;
• attempt to gain unauthorized access to the Website, its systems, accounts, or data;
• introduce malware, malicious code, automated attacks, or other harmful material;
• use automated tools to scrape, extract, or collect Website content or data except as permitted by law or with our written permission;
• impersonate another person or misrepresent your identity, authority, or affiliation;
• submit false, misleading, unlawful, infringing, or harmful information;
• remove or alter copyright, trademark, or other proprietary notices; or
• reproduce, distribute, modify, sell, sublicense, or commercially exploit Website content without our prior written permission.

The Website and its content, including text, graphics, logos, icons, images, videos, designs, layouts, software, and other materials (collectively, the "Content"), are owned by or licensed to Fincone and are protected by applicable intellectual property laws.

Fincone's name, logo, and related brand elements are trademarks or other protected identifiers of Fincone. Third-party names, logos, products, and services displayed on the Website remain the property of their respective owners. Their appearance does not imply endorsement, partnership, or sponsorship unless expressly stated.

Except for the limited permission granted in Section 4, no right, title, or interest in the Website or Content is transferred to you.

When you submit an inquiry or otherwise communicate with us, you agree to provide information that is accurate and that you are authorized to provide.

Please do not submit passwords, government identification numbers, payment card details, bank account information, or other sensitive or confidential information through general Website forms. If such information is required for an account application or a service, provide it only through the secure channel designated for that purpose.

Submitting an inquiry does not create a client relationship, agency relationship, partnership, fiduciary relationship, or other contractual relationship. A business relationship is formed only when the relevant parties enter into a separate agreement.

We handle personal data in accordance with our Privacy Policy.

The Website may refer to or link to third-party websites, platforms, social media services, tools, or other resources. These third parties are independent of Fincone, and their websites and services may be subject to their own terms and privacy policies.

We do not control and are not responsible for the availability, content, security, accuracy, or practices of third-party services. Your use of a third-party service is at your own discretion and subject to the terms of that third party.

We may update, modify, suspend, restrict, or discontinue any part of the Website at any time. We do not guarantee that the Website or any Content will always be available, uninterrupted, secure, complete, or free from errors.

We may correct errors or update Content without notice. While we aim to keep information current, Website Content may become incomplete or outdated.

To the fullest extent permitted by applicable law, the Website and Content are provided on an "as is" and "as available" basis. Fincone disclaims all representations, warranties, and conditions, whether express, implied, or statutory, including those relating to accuracy, completeness, availability, merchantability, fitness for a particular purpose, non-infringement, and security.

Business outcomes depend on many factors outside Fincone's control. Any examples, statistics, estimates, projections, case studies, or past results shown on the Website are illustrative only and do not guarantee future performance.

Nothing in these Terms excludes any warranty, condition, right, or liability that cannot lawfully be excluded or limited.

To the fullest extent permitted by applicable law, Fincone and its directors, officers, employees, affiliates, agents, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive loss or damage, or for any loss of profits, revenue, business, opportunity, goodwill, data, or anticipated savings, arising from or connected with:

• your access to, use of, or inability to use the Website;
• reliance on Website Content;
• errors, omissions, interruptions, security incidents, or harmful code; or
• third-party websites, services, platforms, or content.

Where liability cannot be excluded, Fincone's liability will be limited to the maximum extent permitted by applicable law.

To the extent permitted by applicable law, you agree to indemnify and hold harmless Fincone and its directors, officers, employees, affiliates, and agents from claims, liabilities, losses, damages, and reasonable costs arising from your unlawful use of the Website, your material breach of these Terms, or your infringement of another person's rights.

Our collection and handling of personal data through the Website are described in our Privacy Policy. The Privacy Policy applies to your use of the Website but does not replace any personal information collection notice provided when personal data is collected.

We may restrict, suspend, or terminate your access to the Website if we reasonably believe that you have violated these Terms, created a security risk, infringed another person's rights, or used the Website unlawfully.

The provisions that by their nature are intended to continue after termination, including those concerning intellectual property, disclaimers, limitation of liability, and indemnity, will survive termination.

We may update these Terms from time to time. The revised Terms will be posted on this page with an updated "Last Updated" date. Changes take effect when posted unless a later date is stated.

Your continued use of the Website after the revised Terms take effect constitutes acceptance of those Terms.

If any provision of these Terms is held to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in effect.

Our failure or delay in enforcing a provision does not waive our right to enforce it later. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a reorganization, merger, acquisition, or transfer of our business.

These Terms and the Privacy Policy constitute the entire agreement between you and Fincone regarding use of the Website. They do not replace or amend any separate agreement governing a Fincone account or your use of Fincone's services.

For questions about these Terms, contact:

Fincone Inc.
Email: support@fincone.com